Financial Aid in Education Essay - 1301 Words

Financial Aid in Education A guy in $50,000 of debt has got to be irresponsible with his money right? Actually, it is more likely that he is a college student. Hundreds of thousands of college students around the country are in a financial predicament because of the government?s impersonal financial aid policies. The federal government?s current system has too many quirks which end up hurting the people that financial aid is supposed to help. The federal government should change its financial aid policies to take several more factors, such as the percentage of educational expenses paid by the student, into account. Under the present system, all students applying for federal aid file a form called the Free Application for Federal†¦show more content†¦The federal government does not use this application for aid. The CSS Profile is a service provided by The College Board. It includes many more factors such as the age of the parents, house payments, and car payments. Mostly expensive private universities use the CSS Profile because their students have much more financial need. The current system does a fairly decent job of predicting the amount of aid needed assuming both the parents and the student are paying for the student?s education. The big problem with the system is that not all parents help pay for their child?s education. According to the current system, the student would have to cover the expected contribution from their parents as well as their own expected contribution should their parents decide not to help foot the bill. For example, if a student from a middle class family which is earning $70,000 a year. Assuming the student was earning $3,000, and that student wanted to attend Duke University, approximately $33,000 a year, the family would be expected to pay $13,641 of the bill for each year2. If the parents choose not to help the student pay, then it would be the student?s responsibility to pay every bit of the $13,641. How many students graduating high school can afford that? I think that this factor could quite possibly be the biggest re ason that students think they cannot afford college. Another problem is that the current system actually punishes students for saving theirShow MoreRelatedRole Of Financial Aid In Education965 Words   |  4 PagesDoes Financial Aid Work? Financial aid is a sensational implement for students all around the world. It is done in several different ways and benefits the lives of an abundance of people. Different levels of government work together to fund students by providing programs like FAFSA, for example. The federal government ensures the cooperation of state and local governments by providing funds to help them implement important programs. FAFSA stands for Free Application for Federal Student Aid. ItRead MoreFinancial Aid In Higher Education Aims To Make Tuition1616 Words   |  7 PagesFinancial aid in higher education aims to make tuition fees affordable. According to Ehrenberg (2002) pointed out that financial aid has three main objectives: to increase access and persistence (enroll more students), to increase affordability (make higher education cheaper for students and their families), and to promote equality of opportunity (make sure disadvantaged students can go to University). The student’s aid programs are also differentiated on the basis of types which are loans, GrantsRead MoreEssay on Higher Education and Financial Aid from the Government1667 Words   |  7 Pagesgovernment aid, more and more students are forced to take out loans in order to pay for continuing education. These loans later become a huge financial burden, some totaling near $30,000. If the dream of a college education is dependent upon access and affordability, how are young people supposed to continue their education and plan a future, when the cost of tuition is through the roof? Because higher education supports our economy, the government should be expected to offer more aid; however,Read MoreFinancial Risk Of For College Aid From The Department Of Education1294 Words   |  6 Pagescredit-worthy borrower, and what the appropriate loan amount is for the asset that is being purchased with the loan proceeds. The financial risk of being wrong causes lenders to take seriously the job of allocating loan capital efficiently. But in the federal student loan program, there is a single process for determining eligibility for college aid from the Department of Education and other federal agencies. When private lenders are involved in the student loan program, they get paid but add no economicRead MoreApplicants With Questions982 Words   |  4 PagesDepartment of Education, n.d.-d). Under this section, there was also a link for other help options (U. S. Department of Education, n.d.-d). This area provided information where the student could find additional help from different agencies (U. S. Department of Education, n.d.-e). When it came to finding answers for financial aid, there was a section that explained the types of aid, which included a video, possible tax benefits, and explained that there were scams (U. S. Department of Education, n.d.-g)Read MoreEssay on Financial Aid: The Problem with Merit-Aid1393 Words   |  6 Pagessecondary education to collegiate education has those same benefits and more. Like the people of the Great Migration, today’s population of Black college seekers are finding that gaining access to these opportunities is difficult. The move into these new regions for the past’s migrants an d today’s students was/is not easy, and finding the money to fund the undertaking was/is the most critical step. A reason for the struggle of today’s migrants: access to preferred means of financial aid such as grantsRead MoreThe Importance Of Higher Education1516 Words   |  7 PagesDuring high school, many students begin to debate the significance of a higher education and question the importance of obtaining a college degree. However, attaining a college education offers opportunities for graduates that can not be received without it. Unlike previous generations, students who graduate high school today are not able to acquire the several well-paying jobs that were once offered. Today, graduating college compares to the importance of graduating high school decades ago. AmericaRead MoreStudent Financial Aid For Students950 Words   |  4 Pages1940s, Student financial aid began to play a significant role in prompting student access, persistence and completion rate of American Higher Education. Since students can be regarded as the output of the education, student financial aid also contributes to the social mobility and the improvement of economics. Federal government, state governments and institutions jointly provide the funding to certain groups of students. Among all types of financial aid, need-based aid and merit-based aid are most importantRead MoreUndocumented Immigrants Should Be Legal Essay1321 Words   |  6 Pagesbecame â€Å"undocumented immigrants.† Being an undocumented highly affects them financially especially in higher education. For them to pursue a college education they have to deal with a lot of problems such as lower college acceptance rates, and lack of work opportunities and for that, it’s difficult for them to pay for college. Undocumented immigrants should be able to receive financial aid, even though some people do not support them. One of the problems that undocumented immigrants have to faceRead MoreThe Cost Of A Higher Education958 Words   |  4 PagesAll through life, most children are told that getting a higher education is the only way to have a successful life. Each year the cost of college rises, with that the total student debt rises as more students take out loans to help pay for his or her education. An astounding 1.2 trillion dollars is the United States student debt amount, and every year it continues to grow. (Investor’s Business, 2015, p. A14). According to new reports, 27.3% of student loans are delinquent and that on average a student’s

Fiction and Sensory Details free essay sample

â€Å"On the Rainy River†,the author Tim O’Brien uses literary devices to help break down the story for us. It gives us a better grasp on the story and makes it easier to understand. Using literary devices keeps us interested in reading the story. Without using comparisons the story would be boring and harder to relate to. So the author uses similes; comparing two things using like or as. He also uses repetition to give emphasis to a particular word or phrase. Another lit device used in the short story is sensory details; using certain words or phrases to describe something that puts us in the story. O’Brien does a good job as incorporating these devices in his book. Tim OBrien uses repetition as a device to help us as a reader connect with the character. â€Å"I feared the war, yes, but I also feared exile I feared losing the respect of my parents. We will write a custom essay sample on Fiction and Sensory Details or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page I feared the law. I feared ridicule and censure. †44-45 Tim’s use of repetition helps us understand the character. Using the word ‘feared’ over and over helps us remember what the character is like while reading the story. Tim feared many things losing his life war the law and exile; he feared being a soldier because there’s so much to lose. Similes help us compare two things; one that may not be easy to understand, whereas the other we can relate to. â€Å"Its a blur now, as it was then, and all I remember is a sense of high velocity and the feel of the steering wheel in my hands. I was riding on adrenaline. A giddy feeling, in a way, except there was the dreamy edge of impossibility to it—like running a dead-end maze—no way out—it couldnt come to a happy conclusion†47 We might not know how Tim was feeling but we can relate to the dead-end maze. We know how it feels to make a turn thinking ‘I’m out’ but then there’s no exit. We can relate to how the character is feeling because O’Brien uses a simile that’s easy for us to understand. You close your eyes while reading to see if you can picture the theme but can’t because there isn’t any words to help formulate that picture. Tim O’Brien however does a good job of using sensory details. â€Å"That close—twenty yards—and I could see the delicate latticework of the leaves, the texture of the soil, the browned needles beneath the pines, the configurations of geology and human history. †56 By reading the above quote we can picture the setting and make out what that theme might be. In this case the theme is beauty of simplicity, where everything just seems beautiful. We can picture the beautifulness because of the describing words that the author uses. The short story has many great examples of literary devices. The author does a great job of incorporating them into the novel The Things They Carried. He uses many other lit devices as well as using sensory detail, repetition, and simile. Tim really knows how to make the story easy to read and understand. He is also really good at choosing his words wisely